| Credit report fraud alert. |
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Equifax, Experian, and TransUnion share fraud alert notices. Call any one of these credit bureau numbers to submit a fraud alert and the alert will automatically be sent to the other two bureaus.
The fraud alert expires in 90 days. Plan to renew it every 90 days (for free). That's what the ID theft insurance companies do. |
| Equifax |
1-800-525-6285 |
| Experian |
1-888-397-3742
submit alert online |
| TransUnion |
1-800-680-7289 |
| Innovis does not share fraud alerts with the other credit bureaus. You'll have to submit a separate fraud alert with them. |
1-800-540-2505
Monday through Friday
8:00 a.m. - 8:00 p.m. ET |
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| Credit Security Freeze |
Equifax
TransUnion
Experian
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| Credit report disputes |
Credit bureau links for disputes:
Dispute info from the Federal Trade Commission |
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Problems with checks?
Make a report through the link at the right.
Banks will be notified of the security alert each time they inquire about you.
This may keep your thief from opening a checking account in your name. |
ChexSystemsSM security alert
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Opt out of credit report prescreening.
This will keep unsolicited, pre-approved
credit cards out of your mailbox. Your junk mail will be reduced too.
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Online: www.optoutprescreen.com
Phone:
1-888-5 OPT OUT (678 688)
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Free annual credit reports.
You can order all three at once, but it's wiser to order a
different report at four month intervals. Order your spouse's credit reports
two months after you order each of yours.
(Don't confuse this with other web sites that claim to offer 'free credit reports'.
Some sites claim a free service that automatically converts to a monthly fee if you don't cancel your
membership after a trial period.)
Visit the Federal Trade Commission site for info. |
Online:https://www.annualcreditreport.com/cra/index.jsp
Phone:1-877-322-8228
Mail: Mail the request form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281 |
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ID theft affidavit from the Federal Trade Commission.
Identity theft victims can use this form with
many businesses while repairing credit problems caused by the
thief. |
www.ftc.gov/bcp/conline/pubs/credit/affidavit.pdf |
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Federal Trade Commission ID theft complaint. Give the completed form to the police when you report your identity theft. |
File your complaint online with the
FTC. |
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Problems with mail?
Contact the United Status Postal Inspection Service to report mail theft or
identity theft issues related to the mail. |
Report ID theft from your U.S. mail
U.S. Postal Inspection Service. |
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Federal Trade Commission ID theft counselor. |
1-877-IDTHEFT |
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IRS Trouble?
Victims of identity theft who are having
trouble filing their returns should call the IRS Taxpayer Advocates
Office.
The new IRS Identity Protection Specialized Unit will take actions to mark the affected accounts so that identity theft issues may be resolved more quickly and reduce the burden of resolving any related issues in future years. |
Taxpayer Advocate
1-877-777-4778
Identity Protection Specialized Unit
800-908-4490 |
Social Security Administration Fraud
Hotline. |
Phone: 1-800- 269-0271
Fax:
410-597-0118
Mail:
SSA Fraud Hotline
P.O. Box 17768
Baltimore, MD 21235
e-mail: oig.hotline@ssa.gov |
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Social Security Earnings & Benefits Statement |
Information about statement.
Requesting a statement. |
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Report phishing attempts. |
Anti-Phishing Working Group
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| Reaching "humans" at businesses. Use this link to find phone numbers that bypass automated phone systems. |
Talk to a human |
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Free Specialty Reports Under
FACT Act |
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A-PLUS will provide one free loss history report in any 12-month period. |
Phone: 1-800-627-3487.
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C.L.U.E. personal property and auto reports.
One free report per year. |
Phone: 1-866-312-8076
Monday - Saturday: Available all day
Sunday: 10:00 am to midnight EST. |
Employment history report.
One free report per year. |
Phone:1-866-312-8075
Monday - Saturday: Available all day
Sunday: 10:00 am to midnight EST
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Tenant history report.
One free report per
year. |
Phone:1-877-448-5732
Monday - Friday: 8:30 am - 8:00 pm EST.
Saturday: 11:00 am - 5:00 pm EST.
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MIB medical information report.
One free report per year.
If you have not applied for individually underwritten life,
health, or disability insurance during the preceding seven year
period, MIB will not have a record on you.
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Phone: 1-866-692-6901 |
ChexSystems is a nationwide agency that collects information about you from
member financial institutions such as banks and credit unions.
If a bank closes your checking account because of insufficient
funds, for example, it will make a report to ChexSystems that other
banks will check when you apply for new accounts.
|
Phone: 1-800-428-9623
Consumer assistance info
Order your free consumer report
Place an ID theft security alert |
TeleCheck also maintains a database of returned checks and instances of fraud.
It provides check authorization and verification to member
retailers. |
Phone:1-800-209-8186
Request Annual File Report |