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- Protect Your Social Security Number
- Protect the Deceased
- Destroy Your Hard Drive
- What Is In Your Wallet or Purse?
- Monitor and Protect Your Financial Accounts
- Protect Your Paper Documents
- Shred
- Medical Identity Fraud
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ID Theft Speaker
Almost 10 million Americans become victims of identity theft each year. I became a victim in 2001. I've researched identity theft extensively to protect myself and help others. I want to help you avoid this nightmare.Your odds of becoming a victim are greatly reduced with knowledge, awareness, and detection. Take action now to avoid becoming the next identity theft victim.
Book the real Danny Lents to speak to your group about identity theft:
dlents@IdTheftAwareness.comSeminar Flyer (pdf file)
Tweets by @realDannyLents
Identity Theft Quick Reference
Fraud Alert on Credit Report
Equifax, Experian, and TransUnion share fraud alert notices . Contact any one of these credit bureau numbers to submit a fraud alert and the alert will automatically be sent to the other two bureaus.The fraud alert expires in 90 days. Plan to renew it every 90 days (for free). That's what the ID theft insurance companies do. You may request another 90-day fraud alert or an active duty alert by submitting a new request within 30 days of your current alert expiring.
Contact Info For Fraud Alerts
- Equifax 1-800-525-6285
- Experian 1-888-397-3742
submit alert online - TransUnion 1-800-680-7289
Innovis does not share fraud alerts with the other credit bureaus. You'll have to submit a separate fraud alert with them. Call 1-800-540-2505 Monday through Friday 8:00 a.m. - 8:00 p.m. ET
Credit Security Freeze
Credit Report Disputes
You can disput information on your credit report. More information about disputes available with the Federal Trade Commission Credit bureau links for disputes:Problems With Checks?
Submit an online security alert with ChexSystemsSM
Banks will be notified of the security alert each time they inquire about you. This may keep your thief from opening a checking account in your name.
Opt out of credit report prescreening
This will keep unsolicited, pre-approved credit cards out of your mailbox. Your junk mail will be reduced too.
Online: www.optoutprescreen.com
Phone:
1-888-5 OPT OUT (678 688)
Free annual credit reports
You can order all three at once, but it's wiser to order a different report at four month intervals. Order your spouse's credit reports two months after you order each of yours.
(Don't confuse this with other web sites that claim to offer 'free credit reports'. Some sites claim a free service that automatically converts to a monthly fee if you don't cancel your membership after a trial period.)Visit the Federal Trade Commission site for info.
Online:https://www.annualcreditreport.com/cra/index.jsp
Phone:1-877-322-8228
Mail: Mail the request form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Report ID Theft and Get Recovery Plan with Federal Trade Commission
Identity theft victims can use this link to report ID theft get a recovery plan.
FTC Complaint Assistant
The FTC provides an online compliant assistant to help you gather information about your complaint. Give the completed form to the police when you report your identity theft.
Problems With Mail?
Contact the United Status Postal Inspection Service to report mail theft or identity theft issues related to the mail.
FTC ID theft counselor
Call 1-877-IDTHEFT to talk to an FTC counselor about your identity theft.
IRS Trouble?
Victims of identity theft who are having trouble filing their returns should call the IRS Taxpayer Advocates Office.
The new IRS Identity Protection Specialized Unit will take actions to mark the affected accounts so that identity theft issues may be resolved more quickly and reduce the burden of resolving any related issues in future years.
- Taxpayer Advocate 1-877-777-4778
- Identity Protection Specialized Unit 800-908-4490
Social Security Administration Fraud Hotline
Phone: 1-800- 269-0271
Fax:
410-597-0118
Mail:
SSA Fraud Hotline
P.O. Box 17768
Baltimore, MD 21235
e-mail: oig.hotline@ssa.gov
Social Security Earnings & Benefits Statement
Visit this link for information about the earnings and benefits statement.Use this link to request a statement.
Report phishing attempts
Anti-Phishing Working GroupReport emails claiming to be from the IRS to phishing@irs.gov
Talk to a Human
Reaching "humans" at businesses can be challenging. Use this link to find phone numbers that bypass automated phone systems to reach humans.